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Prudential Mortgage Bank (PMB) is a limited liability company incorporated in July 1991 as New Prudential Mortgage Finance Limited and licensed by the Central Bank of Nigeria (CBN) in February 1992 to commence business as a Primary Mortgage Institution. In 1995, the company changed its name to New Prudential Building Society to reflect its revised business model that was focused on providing real estate advisory and mortgage services to its members only. In December 2002, we increased our share capital to N100million by admitting more members into the society. This was driven by regulatory requirements as well as the need to grow our capacity to better serve our members. We have successfully implemented the building society (mutual) model for eighteen years during which we developed deep competencies in real estate investment, property development, home lending, residential mortgages and commercial mortgages. In December 2013, having successfully maintained its form as a nimble building society, the members strategically agreed to reposition the society as a retail mortgage bank in line with the recapitalization directive of the Central Bank of Nigeria (CBN). Therefore, our Authorized Share Capital was revised to N5.5billion and its Issued Share Capital to N2.7billion. This therefore grants us a State Licence as a Primary Mortgage Bank within the Lagos Market. We, in this regard, changed our name to New Prudential Mortgage Bank (NPMB) Limited and subsequently to Prudential Mortgage Bank (PMB) in 2018. Prudential Mortgage Bank is a member of the Mortgage Banking Association of Nigeria(MBAN), regulated by the Central Bank of Nigeria and insured by the Nigeria Deposit Insurance Corporation (NDIC). The Bank maintains strategic alliances with FMDQ as a Specialist Dealing Member, the Nigeria Mortgage Refinance Company (NMRC) and the Federal Mortgage Bank of Nigeria (FMBN) as an agent of the National Housing Fund.

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