Assistant Vice President, Credit Risk Manager, Risk Management Group
Core
Provide credit support to Credit Approvers for the SME segment in the Southern region, evaluating lending proposals, monitoring portfolios, and ensuring compliance with internal policies and regulatory guidelines.
Role type
Senior IC credit risk manager (SME)
Builds
Credit approvals and risk controls for SME branches in the Southern region
Domain
Banking / Credit Risk / SME Lending
Required skills
Credit analysis techniques, Financial statement analysis, Knowledge of RBI Regulations/MAS Guidelines, Industry risk assessment, Portfolio monitoring, Regulatory compliance
Preferred skills
SME market knowledge, Approval authority experience, Knowledge of corporate banking products
Technologies
None stated
Responsibilities
Review credit proposals to highlight info gaps and key risk issues, Monitor portfolio and escalate adverse events, Track delinquency levels and ensure follow-up, Ensure compliance with internal credit policy and regulatory guidelines, Approve lending proposals within DOA limits, Ensure compliance with benchmark Turnaround Time
Seniority
Senior, hands-on IC