Relationship Manager - Essex
Core
Relationship Manager for established SMEs, providing banking products and originating lending opportunities.
Role type
Senior IC relationship manager (SME banking)
Builds
Business Current Accounts, Savings Accounts, Commercial Loans, Asset Finance, Working Capital Facilities
Domain
Fintech / SME Banking
Required skills
SME banking expertise, commercial lending background, credit analysis, financial statement review, network building with SME advisors, business plan delivery, credit risk management
Preferred skills
entrepreneurial mindset, self-starter attitude, strong career progression
Technologies
Allica Bank digital tools
Responsibilities
Manage a portfolio of SME customers and understand their business aspirations; Originate SME lending opportunities from enquiry to completion including writing credit papers; Deliver the business plan for the local area; Provide excellent service to local SME customers, prospects, and advisors; Structure new lending proposals and write credit applications; Comply with mandatory policies and operational procedures.