Central Relationship Manager
Core
Managing a portfolio of established SMEs (5-100 employees, turnover up to £1m) by providing secured lending, commercial mortgages, asset finance, and current accounts.
Role type
Senior Relationship Manager (SME Banking)
Builds
Secured SME lending products including commercial mortgages and asset finance
Domain
UK Financial Services / SME Banking
Required skills
Credit risk management, Financial statement analysis, Commercial mortgage structuring, Client relationship management, Business development, Credit policy adherence
Preferred skills
Horizon risk scanning, Local market interpretation, New business generation
Technologies
Credit policy systems, Banking platforms
Responsibilities
Managing a centralised portfolio of local SMEs, Originating SME lending opportunities from enquiry to completion, Writing credit papers in line with credit policy, Monitoring credit risk and spotting early warning signs, Delivering business plan objectives, Structuring new lending proposals
Seniority
Senior, hands-on IC