Underwriter
Hybrid · United Kingdom
Core
Analyse data to determine credit risk for SME borrowers and review loan applications to extend funding.
Role type
Senior Underwriter (SME Lending)
Builds
Loan decisions and credit risk assessments for small business borrowers
Domain
Fintech / SME Lending
Deliverable
production ML models
Required skills
Credit analysis, UK accounting standards, data analysis, risk mitigation, workflow redesign, AI implementation
Preferred skills
SME lending experience, advanced prompting techniques, AI use case identification
Responsibilities
Analyse annual accounts and bank statements to assess credit risk, integrate market insights into loan decisions, review loan applications against quality standards, advise colleagues on risk management, identify and mitigate operational risks, contribute to system and process development