Central Relationship Manager
Core
Managing a centralized portfolio of established SMEs (5-100 employees, turnover up to £1m) by providing secured lending, current accounts, savings, and commercial mortgages.
Role type
Senior Central Relationship Manager (SME Banking)
Builds
Secured SME lending products including commercial mortgages, asset finance, and current accounts for local businesses.
Domain
Fintech / SME Banking / Commercial Lending
Required skills
SME banking expertise, commercial mortgage origination, credit risk analysis, financial statement review, relationship management, business development, credit paper writing, horizon risk scanning
Preferred skills
Track record of new business generation, strong career progression, ability to structure complex lending proposals
Technologies
N/A
Responsibilities
Managing a centralized portfolio of local SMEs, originating SME lending opportunities from enquiry to completion, monitoring credit risk and spotting early warning signs, writing credit papers in line with policy, delivering business plans and managing portfolio objectives, building deep multi-layered relationships with customers and advisors
Seniority
Senior, hands-on IC