Dealer Credit Analyst
Core
Analyze financial conditions of commercial vehicle dealerships and manufacturers to extend or continue credit lines, monitor borrower performance, and recommend credit actions.
Role type
Senior IC credit analyst (commercial lending)
Builds
Floorplan inventory financing and other financing products for Freightliner, Western Star, and Thomas Built Bus dealerships
Domain
Automotive commercial finance / Dealer finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement review, Cashflow analysis, Credit analysis, Commercial underwriting, Risk assessment, Portfolio management, UCC knowledge, Data collection and trend identification
Preferred skills
Wholesale audit experience, Business acumen, Cross-functional relationship building, Adaptability, Problem solving
Technologies
None explicitly stated
Responsibilities
Prepare and submit new credit requests and file reviews, Perform monthly reviews of dealership financial statements, Make recommendations on subordination and guarantees, Maintain dealer document files, Provide daily service to dealers and management regarding credit files, Review wholesale inventory and book audits
Seniority
Mid-level IC (2-4 years experience or 6 years in lieu of degree)