Credit Officer II-Dealer Financial Svs
Core
Managing, monitoring, and documenting credit risk for a portfolio of clients while structuring and underwriting new financing solutions across the Global Banking and Markets product spectrum.
Role type
Senior IC credit officer (dealer financial services)
Builds
Integrated debt capital solutions for dealer clients
Domain
Banking / Dealer Financial Services / Auto Retail
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Commercial credit underwriting, Financial analysis, Loan structuring, Risk assessment, Financial forecasting, Legal documentation, Portfolio analysis, Business case development
Preferred skills
Auto retail experience, Client-facing experience, Coaching and mentoring
Technologies
Proprietary risk rating tool, Microsoft Office
Responsibilities
Assess credit worthiness and approve lending limits, Structure and negotiate loan terms and legal documentation, Monitor assigned portfolio for asset quality and compliance, Coach and mentor Credit Analysts and Associates, Collaborate with Relationship Managers and Risk teams on complex credit transactions
Seniority
Senior, hands-on IC
