Commercial Credit Senior Associate - Engineering & Construction (E&C) - New England &/or Delaware Regions (Hybrid - see description for potential locations)
Core
Assessing and managing credit risk for commercial clients by analyzing financial statements, monitoring loan portfolios, and facilitating sound lending decisions.
Role type
Senior IC commercial credit analyst (engineering & construction)
Builds
Production credit decisions and risk ratings for commercial loan transactions
Domain
Banking / Commercial Credit / Engineering & Construction
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, Financial modeling, Credit risk assessment, Covenant monitoring, Industry research, Regulatory compliance analysis, Scenario analysis, Loan structuring, Risk rating, Financial ratio analysis
Preferred skills
Engineering & Construction industry experience, Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new loan requests and material modifications from deal screen through approval, Manage ongoing credit risk of existing loan portfolios through continuous credit monitoring, Analyze financial information and complete credit analyses with risk ratings, Partner with relationship managers throughout the deal process, Prepare cash flow, collateral schedules, and financial models, Identify suspicious activity and ensure credit policy compliance
Seniority
Senior, hands-on IC
