COMMERCIAL CREDIT SENIOR ASSOCIATE • COMMERCIAL CREDIT E&C
Core
Assessing and managing credit risk for commercial clients by underwriting new loans, monitoring portfolios, and ensuring regulatory compliance.
Role type
Senior IC commercial credit analyst
Builds
Commercial loan approvals and portfolio risk management
Domain
Banking / Commercial Finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, Credit underwriting, Portfolio monitoring, Financial modeling, Regulatory compliance, Risk rating, Covenant analysis, Scenario analysis, Legal documentation review, Financial ratio calculation
Preferred skills
Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new credit requests and material modifications from deal screen through approval, Manage ongoing credit risk through continuous monitoring and annual reviews, Analyze financial information to complete credit analyses with risk ratings, Prepare financial models, cash flow schedules, and collateral analyses, Partner with relationship managers on client calls and deal processes, Ensure adherence to credit policies and regulatory standards, Train junior analysts
Seniority
Senior, hands-on IC
