Com'l Underwriter, Sr
Core
Analyze business, industry, and financial data for Commercial and Industrial (C&I) and Commercial Real Estate (CRE) credit requests to assess risks and derive credit recommendations.
Role type
Senior Commercial Underwriter
Builds
Credit approvals and risk-rated loan structures for moderate-to-complex enterprises
Domain
Banking / Commercial Lending
Required skills
Commercial underwriting, credit analysis, financial statement spreading, cash flow analysis, risk rating scoring models, regulatory compliance knowledge, loan coding, covenant calculation, business rationale presentation
Preferred skills
Mentoring and training others, relationship expansion insights, portfolio management shadowing
Technologies
Microsoft Word, Excel, PowerPoint
Responsibilities
Analyze applicant credit requests and identify key business/financial risks; Prepare credit recommendations with quantitative components and risk ratings; Monitor borrower financial performance and covenant calculations; Partner with team members on customer calls and loan structures; Oversee work of other underwriters and review credit reports for quality; Maintain knowledge of bank regulations and policies.
Seniority
Senior, hands-on IC with potential mentorship duties