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Risk Operations, Collections

New York, NY (HQ)💼 Full-time🗓 2026-04-09 → 2026-07-31

Core

Execute and maintain operational initiatives to collect payments from Ramp's delinquent and high-risk small business and commercial accounts via outbound and inbound communication.

Role type

Collections Operations Specialist

Builds

Payment recovery systems and negotiation frameworks for delinquent accounts

Domain

Fintech / Commercial Credit Risk

Deliverable

client delivery

Required skills

collections operations, credit risk management, customer support (phone/email), commercial financial product knowledge, negotiation, critical thinking, analytical problem-solving

Preferred skills

high growth startup experience, fintech experience, SMB or Commercial collections experience

Responsibilities

Ensure timely collections from delinquent and high risk accounts; Balance customer ability to pay with Ramp's risk appetite to negotiate payment plans; Utilize and build tools to manage portfolio efficiently; Meet team KPIs and SLAs

Seniority

Mid-level, hands-on IC

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