Underwriter
Core
Analyze SME loan applications and credit risk using financial data and market insights to determine funding eligibility.
Role type
Senior Underwriter (SME Lending)
Builds
Loan decisions and credit risk assessments for small business borrowers
Domain
Fintech / SME Lending / Credit Risk
Deliverable
production ML models
Required skills
Credit analysis, UK accounting standards, risk assessment, data analysis, workflow optimization, AI implementation (via careerplan.io/jobs/7156f089-f17b-40a8-8c49-46737a9c2778-underwriter-at-fundingcircle)
Preferred skills
SME lending experience, advanced prompting techniques, AI use case identification
Technologies
Credit reference agency data, AI tools, automated workflows
Responsibilities
Analyze annual accounts and bank statements to assess credit risk; Integrate market and portfolio insights into loan decisions; Review loan applications against quality standards; Identify and mitigate operational risks; Advise colleagues on maximizing commercial opportunities; Contribute to system and process development.
Seniority
Senior, hands-on IC