Senior Risk Operations Specialist | Underwriting (UK)
Core
Evaluate businesses applying to Ramp's corporate card and bill pay products, make credit and risk decisions, and improve underwriting systems for EU and US applicants.
Role type
Senior Risk Operations Specialist (Underwriting)
Builds
Corporate card and bill pay products for businesses
Domain
Fintech / Payments / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
underwriting, credit risk management, financial analysis, investigative judgment, AI fluency, process improvement, documentation, SLA management
Preferred skills
SQL, Python, analytics, high-growth startup experience, cross-functional partnership
Technologies
AI, automation, dashboards
Responsibilities
Review new business applications and make underwriting recommendations; Analyze financial statements, bank data, and risk signals; Recommend underwriting outcomes (approval, decline, limit adjustments); Communicate with customers for additional information; Maintain high-quality decisions within SLAs; Build and improve underwriting documentation and workflows; Monitor underwriting outcomes and surface trends; Use AI and automation to improve speed and consistency.
Seniority
Senior, hands-on IC