Credit Risk Associate
Core
Develop and optimize credit risk strategies for a fintech platform managing billions in transaction flow, focusing on credit limits, payment speed, and collections.
Role type
Senior IC credit risk strategy & operations lead (AI-fluent)
Builds
Credit risk decisioning infrastructure, AI agents, policy monitoring tools, and data-driven strategy prototypes
Domain
Fintech / Credit Risk / AI
Deliverable
production ML models | product features | dashboards & analysis
Required skills
SQL, Python, quantitative reasoning, credit risk judgment, AI tool fluency (Claude Code/Codex), prototyping, ambiguity ownership
Preferred skills
Card/expense management product experience, high-growth startup background, operations team experience
Technologies
SQL, Python, Claude Code, Codex, AI agents
Responsibilities
Own credit risk strategy for model prototyping, limits, and collections; use SQL and quantitative reasoning to investigate patterns and define policy changes; build first useful versions of tools, apps, and decisioning processes; integrate AI into workflows for feature exploration and case review; evaluate new data sources and signal quality; make ambiguous credit risk decisions balancing loss, growth, and compliance; partner with Product and Engineering to execute risk infrastructure.
Seniority
Senior, hands-on IC
