Senior Data Scientist, Analytics (Lending)
Core
Monitor and optimize the performance of Airwallex's business lending portfolio through data-driven analysis, portfolio insights, and credit risk strategy support.
Role type
Senior IC credit risk analyst (lending)
Builds
Business lending portfolio performance and credit quality
Domain
Fintech / Global Payments / Lending
Deliverable
dashboards & analysis
Required skills
SQL, Python, credit risk analytics, portfolio analytics, risk strategy, large dataset handling, regulatory reporting
Preferred skills
ECL modelling, credit strategy analysis, SME lending experience, stress testing, governance, audit processes
Technologies
SQL, Python
Responsibilities
Monitor and analyze lending portfolio performance including delinquency trends and early warning indicators; Identify emerging risks and provide actionable insights to mitigate losses; Support assessment and optimization of portfolio-level credit strategies; Prepare portfolio reports, risk dashboards, and management summaries; Collaborate with Operations and Product teams on credit policy application; Participate in periodic portfolio reviews, stress testing, and credit risk assessments; Provide analytical support for regulatory reporting and audits.
Seniority
Senior, hands-on IC
