Senior Credit Analyst
Core
Senior Credit Risk Analyst driving credit decisioning strategies and portfolio performance for consumer finance products (loans, credit cards, car finance) in the UK and US markets.
Role type
Senior IC credit risk analyst (data & strategy)
Builds
High-performing consumer finance portfolios and credit decisioning models
Domain
Fintech / Consumer Finance / Credit Risk
Deliverable
production ML models | product features
Required skills
Python, SQL, credit risk strategy, data analysis, strategic planning, cross-functional collaboration
Preferred skills
experience in credit card lending, machine learning, AI
Technologies
Python, SQL
Responsibilities
Define and refine credit strategies to optimize lending decisions (who, how much, at what rate); discover insights from data to address business questions; collaborate with product, engineering, and data teams to implement strategies; monitor strategy success and identify improvement areas.
Seniority
Senior, hands-on IC