Senior Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises
Core
Acquire and manage a diversified portfolio of Small and Medium Enterprise (SME) lending relationships, driving revenue through assets, trade, cash, and treasury products while maintaining strict credit standards.
Role type
Senior Associate Relationship Manager (SME Credit)
Builds
SME lending portfolio and cross-sold banking products for DBS India
Domain
Corporate and Investment Banking / SME Lending / Commercial Banking
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
SME lending, working capital finance, sales, credit risk assessment, portfolio monitoring, cross-selling, KYC/AML compliance, market intelligence
Preferred skills
Market knowledge in SME segment, customer preference analysis
Technologies
None stated
Responsibilities
Source new SME asset relationships up to 100 Crore, conduct due diligence, cross-sell trade/cash/treasury products, monitor portfolio for delinquencies and early warning signals, ensure timely renewals and covenant compliance, build brand value through marketing activities, report to senior management on business opportunities and risks
Seniority
Mid-level, hands-on IC