Analyst, Relationship Manager, Credit Program Small, Small Medium Enterprises
Core
Acquire and manage a diversified portfolio of Small and Medium Enterprise (SME) lending relationships, driving revenue through assets, trade, cash, and treasury products while maintaining strict credit standards.
Role type
Senior IC Relationship Manager (SME Credit)
Builds
SME lending portfolio and cross-sold banking products for corporate customers
Domain
Commercial Banking / SME Finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
SME lending, working capital finance, sales, credit risk assessment, portfolio monitoring, cross-selling, KYC/AML compliance, market intelligence
Preferred skills
MBA or CA, knowledge of competitor landscape, experience in business banking lending
Technologies
None stated
Responsibilities
Source new SME asset relationships up to 100 Crore T/O, conduct due diligence and onboarding, cross-sell trade/cash/treasury products, monitor portfolio for delinquencies and early warning signals, ensure covenant compliance, submit MIS reports, build brand value through marketing activities
Seniority
Mid-Senior, hands-on IC