Director, VCA NA Risk Practice
Core
Lead the Credit and Identity Risk Practice for Visa's largest North American issuers, designing strategies to enhance risk management, improve decision-making, and drive business growth across the credit lifecycle.
Role type
Director, Credit Risk Consulting Practice
Builds
Automated credit policy and decisioning solutions, loss forecasting models, and portfolio economics frameworks for card issuers.
Domain
Payments industry, Credit Risk Management, Financial Services
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
Credit risk frameworks, Data analytics, Credit lifecycle optimization, Loss forecasting, Portfolio economics modeling, Regulatory compliance knowledge, Cross-functional leadership, Strategic thought leadership, Large-scale data manipulation, AI and alternative data integration
Preferred skills
Management consulting experience, Banking operations knowledge, Card acquiring/issuing experience, Mentoring junior staff, Storytelling and presentation skills
Technologies
Predictive models, Stress scenario analytics, Dashboarding tools, AI tools
Responsibilities
Engage senior leaders in strategy and pipeline discussions; Lead end-to-end credit risk consulting initiatives; Deliver automated credit policy and decisioning solutions; Partner with data science to deploy predictive models; Conduct credit maturity assessments; Deliver loss forecasting and mitigation solutions; Design dashboards and KPIs for portfolio health; Develop customer lifetime value and portfolio economics models; Build repeatable solution architectures; Analyze large-scale datasets to generate insights; Collaborate cross-functionally with Product, Engineering, and Compliance teams; Drive innovative risk strategies using AI and alternative data.
Seniority
Director, strategic leadership with hands-on execution