Credit Risk Manager, Portfolio Management
Core
Lead a zero-to-one credit risk portfolio for a new flexible credit card product, building strategies from scratch to scale sustainably while managing a team of analysts.
Role type
Senior IC Credit Risk Manager (Portfolio Management)
Builds
A new flexible credit card product (Flex) and its associated risk management frameworks
Domain
Fintech / Unsecured Lending / Credit Cards
Deliverable
production ML models | product features
Required skills
Strategic portfolio management, risk-based pricing architecture, lifecycle credit strategy design, loss mitigation frameworks, team leadership, stakeholder management, data analysis (SQL)
Preferred skills
Python, Looker, experience in credit card lifecycle management, experience in ambiguous zero-to-one environments
Technologies
SQL, Python, Looker
Responsibilities
Build and oversee robust performance frameworks to monitor and forecast risk and revenue metrics; Architect and optimize an ongoing risk-based pricing program; Design and deploy sophisticated credit strategies for lifecycle events; Develop proactive risk management frameworks to mitigate losses; Manage, coach, and scale a high-performing team of 3 credit analysts; Act as the embedded credit risk expert within a multi-disciplinary squad
Seniority
Senior, hands-on IC with team leadership