Senior Machine Learning Manager, Borrowing
Core
Senior ML leader driving the next phase of credit decisioning, underwriting, and model strategy for Monzo's Borrowing product across UK growth and EU expansion.
Role type
Senior Machine Learning Manager (Credit Risk & Lending)
Builds
Production credit models, underwriting capabilities, and data pipelines for loans, overdrafts, and flex products.
Domain
Fintech / Banking / Credit Risk
Deliverable
production ML models
Required skills
Machine learning, statistics, decisioning systems, credit risk, lending, model deployment, team leadership, cross-functional leadership, regulated environment delivery
Preferred skills
Multi-market experience, advanced ML methods, AI on structured financial data
Technologies
Google Cloud Platform, BigQuery, dbt, Python, PyData, Google AI Platform, AWS, Go
Responsibilities
Define ML roadmap for UK growth and EU expansion, improve underwriting models and feature engineering, partner with Credit Strategy and Product leaders, hire and develop senior ML scientists, raise model quality and governance standards
Seniority
Senior, hands-on IC with leadership responsibilities