Director, Card Growth & Risk Initiatives
Core
Lead Card Credit R&D and Growth Initiatives to drive sustainable, responsible growth in the Credit Card business by developing business cases, testing underwriting use-cases, and designing credit risk policies.
Role type
Director, Consumer Finance & Credit Risk Strategy
Builds
Credit card products, growth initiatives, and risk defense mechanisms for a fintech platform serving millions of consumers.
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
product features
Required skills
Consumer lending strategy, credit risk modeling, business case development, cross-functional partnership, data analysis, policy design
Preferred skills
Python, SQL, Excel
Technologies
SQL, Excel, Python
Responsibilities
Provide credit risk leadership and policy design for strategic initiatives; Identify and pursue new growth opportunities in affinity and new customer segments; Evaluate opportunities and build business cases to unlock future card growth; Test cash flow underwriting use-cases and develop policies to deploy at scale; Develop defenses against intentional credit misuse and synthetic U/W; Partner cross-functionally to implement and scale initiatives; Track performance and report recommendations to leadership.
Seniority
Director, hands-on IC
