Principal Credit Analyst
Core
Lead credit forecasting, valuation, and risk capital analytics to inform portfolio strategy, financial planning, and funding decisions for a digital-first AI lending marketplace.
Role type
Principal Credit Analyst (Analytics & Risk Capital)
Builds
Credit forecasting frameworks, risk capital analytics, and scalable reporting infrastructure for portfolio monitoring and funding strategies.
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
Credit risk modeling, loss forecasting, portfolio analytics, valuation frameworks, SQL, Python or R, large dataset handling, cross-functional translation of complex analyses
Preferred skills
ML/data science partnership, capital analytics, deal economics, analytics infrastructure (data models, dashboards, GenAI), model governance (SOX, validation), stakeholder influence
Technologies
SQL, Python, R
Responsibilities
Own core analytics domain (forecasting/valuation or risk capital), develop credit forecasting methodologies, contribute to risk capital analytics and reporting, translate analytics into business impact, partner cross-functionally, build and scale analytics infrastructure, uplevel analytical rigor and processes
Seniority
Principal, hands-on IC with strategy & mentorship
