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Central Credit Underwriter II - Commercial

San Antonio, TX - One Frost, US💼 Full-time🗓 2026-10-01

Core

Approve or decline consumer and commercial credit requests and make recommendations for alternative financing within established loan authority.

Role type

Mid-level credit underwriter

Builds

Consumer and commercial loan approvals

Domain

Banking / Commercial Lending

Required skills

Financial statement analysis, cash flow evaluation, leverage ratio assessment, collateral adequacy evaluation, credit risk assessment, regulatory compliance knowledge

Preferred skills

Mentorship and training, stakeholder liaison, adaptability in fast-paced environments

Technologies

Microsoft Office Suite

Responsibilities

Approve/decline credit requests within authority limits, mentor and train bankers and Underwriter I's, act as department liaison, analyze financial statements and evaluate capital adequacy

Seniority

Mid-level, hands-on IC

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