Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)
Core
Commercial Credit Underwriter evaluating loan requests for existing and prospective customers to determine credit worthiness and structure credit solutions.
Role type
Senior IC commercial credit underwriter
Builds
Loan packages and credit recommendations for commercial clients
Domain
Banking / Commercial Lending
Required skills
Financial statement analysis, risk assessment, credit policy knowledge, financial modeling, loan documentation review, portfolio administration
Preferred skills
Mentorship, process improvement, stakeholder collaboration
Technologies
Microsoft Office, credit rating models, financial modeling tools
Responsibilities
Evaluate loan requests for purpose, risk, and collateral; analyze financial statements and tax returns; develop credit write-ups and loan structuring decisions; monitor loan portfolios and covenant compliance; identify deteriorating credits and recommend restructuring; mentor Credit Analysts.
Seniority
Mid-level IC with 2+ years experience