Commercial Underwriter
Core
Analyzes and evaluates customer credit information for new and renewal C&I and CRE credit requests, including working capital, asset-based lines, commercial real estate loans, and equipment financing.
Role type
Commercial Underwriter
Builds
Credit recommendations and loan structures for commercial and real estate clients
Domain
Banking / Commercial Lending
Required skills
Commercial credit analysis, Financial statement spreading (Moody's Risk Analyst), Risk rating scoring models, Loan coding, Covenant calculation, Regulatory compliance knowledge
Preferred skills
Intermediate accounting skills, Experience with secured/unsecured term loans, Experience with income property real estate lending, Ability to work with cross-functional teams, Proficiency with MS Office (Word, Excel, PowerPoint)
Responsibilities
Analyze business, industry, and financial data to identify key risks; Prepare timely and accurate credit recommendations; Monitor borrower financial performance and covenant adherence; Collaborate with Portfolio Managers and Relationship Managers on customer calls and loan structuring; Ensure compliance with bank policies and regulations.
Seniority
Mid-level, individual contributor