Business Banking Senior Underwriter I
Core
Evaluate, structure, and manage credit risks for Business Banking relationships, including new loan applications and ongoing portfolio monitoring.
Role type
Senior individual contributor credit underwriter
Builds
Credit solutions and risk assessments for commercial clients
Domain
Banking / Commercial Lending
Required skills
Financial statement analysis, Cash flow assessment, Collateral evaluation, Guarantor support analysis, Credit policy compliance, Risk mitigation strategies, Deal structuring, Portfolio monitoring
Preferred skills
Commercial underwriting (nCino), Accounting systems, MBA, Change management
Technologies
nCino, Microsoft Office
Responsibilities
Underwrite and evaluate Business Banking loan applications and existing portfolio exposures, Perform Continuous Credit Monitoring activities including identifying and addressing emerging risk, Facilitate deal screen activities between 1st LOD and 2nd LOD Credit, Responsible for structuring credit solutions with appropriate terms, conditions, covenants, and controls, Prepare clear and well-supported underwriting analyses, Partner with Relationship Managers and Sales teams throughout the deal lifecycle, Provide training, guidance, and support to junior underwriters and business partners
Seniority
Senior, hands-on IC