Credit Funder
Core
Performs comprehensive client credit analysis and lending decisions for business banking portfolios to assess financial health and credit risk.
Role type
Senior credit funder / funding specialist
Builds
Approved credit applications, funding releases, and risk profiles for business banking clients
Domain
Banking / Credit Risk / Business Lending
Required skills
Credit analysis, lending process expertise, risk assessment, regulatory compliance, financial statement analysis, security valuation, fraud detection, stakeholder management, data governance, change management, strategic planning
Preferred skills
Specialization in funding or credit analysis, experience with complex lending situations
Technologies
Databases, reporting tools, dashboards
Responsibilities
Analyze lending applications to make credit decisions or advise on deficiencies; confirm security valuations and approve credit applications; facilitate the funding process ensuring legal documentation accuracy; develop risk profiles and credit structuring; respond to audit inquiries and quality checks; design and produce reports and dashboards; monitor performance and address issues; liaise between clients and internal departments.
Seniority
Mid-to-Senior, independent execution with strategic input