Credit Risk Strategy and Analytics
Core
Architecting and implementing credit policies and risk frameworks for Stripe's lending products using proprietary and third-party data.
Role type
Senior Credit Risk Strategy and Analytics Lead
Builds
Credit policy, underwriting frameworks, and risk assessment models for Stripe's capital products
Domain
Fintech / Lending / Credit Risk
Deliverable
production ML models | product features
Required skills
Credit analysis, underwriting, risk management, financial lending, SQL, Excel, Google Sheets, data-driven problem solving, stakeholder management
Preferred skills
Python, R, Stata, credit scoring models, machine learning collaboration, advanced analytics
Technologies
SQL, Python, R, Stata, Excel, Google Sheets
Responsibilities
Architect and implement credit policies based on proprietary and industry data; Provide credit risk recommendations and support strategic business decisions; Collaborate with cross-functional teams to shape new product development; Incorporate third-party data into credit assessment; Analyze account activity and monitor portfolio trends; Design and optimize outsourced risk workflows
Seniority
Senior, hands-on IC