Director, Business Banking Lending Acquisition & Account Management
Core
Designing and executing advanced credit acquisition and account management strategies for Business Banking lending products using data-driven decisioning and optimization.
Role type
Director, Business Banking Lending Strategy & Decisioning
Builds
End-to-end lending strategies, adjudication rules, and portfolio risk mitigation frameworks for Business Banking clients.
Domain
Canadian Retail Banking / Credit Risk & Decisioning
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Business Banking lending strategy, credit risk modeling, decision-tree and optimization software, analytical platforms (FICO, SAS, ARGOSS), cross-functional leadership, regulatory compliance, portfolio monitoring
Preferred skills
Machine learning enabled models, challenger model frameworks, behavioral segmentation, early-warning interventions
Technologies
FICO, SAS, ARGOSS, decision engines, optimization platforms
Responsibilities
Build and optimize end-to-end lending acquisition and account management strategies; Lead design and calibration of adjudication strategies across digital, branch, and centralized channels; Serve as primary model user guiding interpretation of risk scores and signals; Champion new analytical tools and alternative data sources; Lead structured experimentation to scale acquisition treatments; Own strategy for credit limits, exposure optimization, and pre-delinquency interventions.
Seniority
Director, strategic leadership with hands-on practitioner involvement