Director, Credit Risk & Analytics
Core
Director of Credit Risk & Analytics owning the analytical engine for CarMax Auto Finance, setting originations strategy, managing P&L, and leading a world-class analytical team to drive growth and risk-adjusted returns.
Role type
Director, Credit Risk & Analytics (Builder/Operator)
Builds
Decisioning platform, data infrastructure, and alternative data use cases for auto lending
Domain
Auto Finance / Consumer Lending
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
Credit policy design, credit risk management, financial modeling, team leadership, strategic planning, data analysis, SQL, Python or R, BI tooling (Snowflake, Tableau)
Preferred skills
Advanced degree in quantitative discipline, auto finance leadership experience, machine learning expertise, alternative data familiarity
Technologies
SQL, Python, R, Snowflake, Tableau
Responsibilities
Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning; Evolving originations capabilities through technology and alternative data; Owning P&L responsibilities by developing forecast models; Building and leading a world-class analytical team; Influencing executive decision-making with data-grounded recommendations
Seniority
Director, strategic leadership & team building
