Senior Machine Learning Scientist, Borrowing
Core
Develop automated decisioning models for credit risk, utilization, pricing, collection, and marketing to improve customer and business outcomes.
Role type
Senior Machine Learning Scientist (Credit Risk & Borrowing)
Builds
Production ML models for credit risk management and optimization across personal and business lending products.
Domain
Financial Services / Credit Risk / Machine Learning
Deliverable
production ML models
Required skills
SQL, Python, statistical modeling, machine learning algorithms (gradient boosted trees, logistic regression, neural networks, survival analysis), hypothesis testing, confidence intervals, bootstrap, end-to-end model development, software engineering best practices
Preferred skills
UK/EU retail lending experience, ML model governance in regulated industries, modern AI tools for productivity
Technologies
Google Cloud Platform (BigQuery, dbt, Vertex AI), AWS, Python, Go
Responsibilities
Design experiments and curate data for model development, deploy and monitor ML models, collaborate with Credit Strategy and Product teams, influence credit strategy beyond model development
Seniority
Senior, hands-on IC