Senior Analyst, Credit Risk (Future Opportunities)
Core
Design, implement, and optimize credit adjudication strategies and underwriting criteria to drive customer acquisition while managing portfolio risk.
Role type
Senior IC credit risk analyst (strategy & analytics)
Builds
Automated credit decisioning logic, underwriting rules, and portfolio monitoring dashboards
Domain
Fintech / Consumer Lending
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Credit lifecycle expertise, SQL, Python/R, vintage analysis, automated decisioning logic, regulatory compliance knowledge
Preferred skills
Experience in high-growth lending or fintech, stakeholder management
Technologies
SQL, Python, R
Responsibilities
Define underwriting criteria (knock-out rules, DTI thresholds, credit scores); Develop credit line assignment strategies for automated systems; Monitor portfolio performance via vintage analysis and delinquency rates; Collaborate with Product and Engineering to embed risk controls into new features.
Seniority
Senior, hands-on IC
