Director, Credit Risk Strategy Optimization Oversight
Core
Lead end-to-end optimization, governance, and oversight of retail credit strategies across the consumer credit lifecycle to balance profitable growth, portfolio resilience, and regulatory compliance.
Role type
Director, Credit Risk Strategy Optimization Oversight
Builds
Scalable production credit strategies, decision engines, and adaptive-control tools for retail banking portfolios.
Domain
Retail Banking / Credit Risk / Financial Services
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Credit strategy design and lifecycle management, Champion/Challenger testing design, Advanced analytics and statistical modeling, Python and SQL proficiency, Regulatory compliance (OSOS, fair-lending), Portfolio analytics and loss forecasting, Change management and stakeholder leadership, Data visualization and executive storytelling, Model risk management and validation, Adaptive control tool optimization.
Preferred skills
Experience with TRIAD, DMP, or similar decision engines, Knowledge of ML ops and feature stores, Time-series analysis expertise, Cross-functional program leadership.
Technologies
Python, SQL, Tableau, Looker, Power BI, TRIAD, DMP
Responsibilities
Refine enterprise credit-strategy framework for optimal risk-reward and capital efficiency, Act as senior SME guiding champion/challenger design across approvals and pricing, Embed disciplined effective-challenge function across strategy lifecycle, Convert analytical insights into scalable production strategies, Elevate risk intelligence by synthesizing early-warning signals and macro trends, Define and enforce strategy guardrails and governance routines, Optimize decision engines and adaptive-control tools, Build and lead a high-performing credit-strategy oversight team.
Seniority
Director, Senior Leadership