VP, Regional Policy Analyst
Core
Independent oversight and governance of the Personal Financial Services (PFS) Loans Portfolio, ensuring alignment with the bank's credit risk appetite and regulatory standards.
Role type
VP, Regional Policy Analyst (Credit Risk)
Builds
Group Retail Credit Policy Standards, Frameworks, and Governance Protocols
Domain
Banking / Retail Credit Risk / Regulatory Compliance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Retail credit risk management, Credit policy formulation, Portfolio quality monitoring, Risk appetite tracking, Regulatory compliance (Basel/IFRS9), Data analytics, Strategic project management
Preferred skills
Unsecured portfolio management, Risk assurance, Consumer credit regulations, Advanced analytics tools (GenAI, SAS, SQL, Power BI)
Technologies
Microsoft Excel, PowerPoint, SAS, SQL, Power BI, GenAI
Responsibilities
Review and maintain Group Policy Standards and Frameworks; Provide independent review and recommendations on credit policy changes; Monitor regional PFS loan portfolio quality and escalate emerging risks; Track and report Retail Risk Appetite and Credit KPIs; Support preparation for Quarterly Credit Review to Senior Management.
Seniority
VP, Strategic & Operational Leadership
