Specialist: Credit Officer - Credit Lending
Core
Deliver high-quality credit decisions and risk assessments for asset finance clients within the credit lifecycle, ensuring compliance with internal policies and external regulations.
Role type
Credit Officer (Credit Lending)
Builds
Asset finance loan portfolios for customers
Domain
Banking / Credit Risk / Asset Finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk assessment, Financial statement analysis, Regulatory compliance, Quality control, Stakeholder engagement, Root cause analysis, Team upskilling, Customer relationship management, Decision making, Process improvement
Preferred skills
Negotiation, Dealmaking, Adaptability, Networking
Technologies
Intermediate computer skills
Responsibilities
Perform credit assessments within agreed SLAs, Analyze financial statements to determine serviceability, Report and escalate risk events, Assist sales in achieving growth targets, Participate in team upskilling, Provide credit support to maintain customer relationships
Seniority
Junior to Mid-level, hands-on IC
