Junior Credit Risk Analyst | Risk
Core
Junior analyst supporting the second line of defense in credit risk assessment, underwriting, and portfolio monitoring for European counterparties across Structured Credit, Real Estate, and Corporates.
Role type
Junior Credit Risk Analyst
Builds
Credit risk opinions, trading documentation terms, and portfolio risk monitoring reports for European business lines.
Domain
Banking / Credit Risk / Structured Finance
Deliverable
client delivery
Required skills
credit analysis, financial projections analysis, due diligence, regulatory environment knowledge, MS Excel proficiency, analytical thinking, written communication
Preferred skills
knowledge of credit products, industry trend analysis, macroeconomic impact assessment
Technologies
MS Office, Excel
Responsibilities
Carry out contradictory analysis of grant files, one-off requests, and credit line renewals; engage with business lines on risk points; present findings to Senior Management and Credit Committees; conduct client due diligence calls; recommend credit terms and conditions; perform proactive portfolio monitoring; ensure proper use and evolution of rating models and LGDs.
Seniority
Junior, entry-level or light experience