Credit Quality Assurance Manager
Core
Second-line oversight of credit risk management, ensuring compliance with credit policy and lending standards for established SMEs.
Role type
Senior IC credit risk assurance manager
Builds
Credit risk assurance plans, governance frameworks, and comprehensive reporting on credit quality performance.
Domain
Fintech / Banking / SME lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk management frameworks, SME market knowledge, risk modeling (PD & LGD), regulatory environment knowledge, data analysis, stakeholder liaison, governance design, thematic review execution, due diligence validation
Preferred skills
Experience in fast-paced environments, ability to translate quantitative outputs into clear reports, flexibility in dynamic settings
Technologies
Credit data systems, risk modeling tools
Responsibilities
Develop and implement credit risk assurance plans and methodologies; Provide oversight and document findings on 1LOD's compliance with credit policy; Set governance requirements for credit assurance and business self-assurance; Provide an integrated view of the bank's credit risk profile through comprehensive reporting; Liaise with key business stakeholders to support the maintenance of a credit assurance programme; Review and set key assurance risk metrics including credit quality at origination and in-life stewardship; Provide independent validation of credit quality across the bank's total portfolio
Seniority
Senior, hands-on IC
