Credit Analyst I - CRE & C&I
Core
Conducting in-depth industry and financial analysis of existing and potential borrowers to support the bank's lending and credit functions.
Role type
Junior Credit Analyst (Commercial Real Estate & Commercial & Industrial)
Builds
Loan origination decisions and credit risk assessments for CRE and C&I sectors
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial analysis, credit risk assessment, industry research, financial statement analysis, regulatory compliance monitoring, approval memorandum preparation
Preferred skills
Basic knowledge of CRE and C&I loan structures, underwriting analysis
Technologies
Spreadsheet software, word processing tools
Responsibilities
Analyze financial statements and cash flow ability of borrowers, prepare approval memorandums for lending authorities, monitor compliance with commercial loan policies, research industry-specific information, maintain credit files
Seniority
Entry-level, supervised by lead staff