Director, Small Business Credit Underwriting
Core
Lead manual underwriting execution and credit decision quality for a small business lending portfolio, personally adjudicating complex commercial exposures while scaling the team and partnering on automation.
Role type
Director, Small Business Credit Underwriting (Hands-on IC with People Management)
Builds
Small business lending portfolio decisions and credit policy frameworks
Domain
Fintech / Commercial Lending / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Commercial credit underwriting, financial statement analysis, team leadership (5-10+), operations management, data analytics, credit policy development, stakeholder management
Preferred skills
AI/agentic tooling in underwriting, merchant cash advance, working capital, equipment finance, alternative data, model development partnership
Technologies
None explicitly listed
Responsibilities
Own manual underwriting execution end-to-end (queue, quality, turnaround time), personally adjudicate complex commercial exposures, lead and coach a team of 8–10 underwriters, define and manage operating metrics, partner on codifying judgment into automated decisioning, contribute to credit policy development, improve underwriting workflow tooling
Seniority
Director, hands-on leadership