Commercial Loan Portfolio Manager
Core
Underwrite, monitor, and manage a $50-$200 million commercial loan portfolio, analyzing financial data to determine loan merits and make formal recommendations to Credit Administration.
Role type
Senior Commercial Loan Portfolio Manager
Builds
Commercial loan portfolio and client relationships
Domain
Banking / Commercial Lending
Required skills
commercial underwriting, credit monitoring, portfolio management, relationship management, business development, analytical problem solving, credit policy knowledge, risk rating, cash-flow analysis, collateral evaluation, cross-selling, regulatory compliance
Preferred skills
coaching and mentoring, training others, advanced MS Excel/Word/PPT proficiency, sound business judgment
Responsibilities
Analyze financial data to determine merits of loan requests; partner with Commercial Relationship Managers as client contact point; ensure portfolio administration and risk management comply with credit policy and regulations; attend customer meetings to expand relationships and cross-market products; evaluate client information for complex problems; risk-rate loans and make decisions within lending limits; conduct due diligence on new client relationships; monitor loan repayment and financial conditions; collect past due accounts; maintain knowledge of bank regulations (BSA, Reg CC, Reg E); coach or train others as subject matter expert.
Seniority
Mid-Senior, hands-on IC