Credit Risk Analyst
Core
Identify, mitigate, and eliminate fraud and credit losses by investigating suspicious merchant processing activity and making real-time risk decisions.
Role type
Credit Risk Analyst (Fraud Investigation)
Builds
Fraud prevention measures and risk mitigation strategies for merchant accounts
Domain
Fintech / Payments / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Fraud investigation, risk assessment, financial calculation, document interpretation, negotiation, multi-tasking, deadline management
Preferred skills
Credit risk analysis, MasterCard/Visa association rules knowledge, adverse situation handling, strong analytical skills
Technologies
Excel, Word
Responsibilities
Investigate merchant accounts to assess fraud and credit risk exposure; Make real-time decisions to identify situations requiring deeper investigation; Coordinate risk mitigation efforts with Funding, Legal, and Operations; Negotiate collateral requirements and restructuring terms; Resolve merchant inquiries via scheduled calls; Complete special projects as assigned.