Repossession Specialist
Core
Manage end-to-end repossession processes for active, charged-off, and accelerated loans while ensuring accurate and compliant credit reporting of bankruptcies, repossessions, and charge-offs.
Role type
Repossession Specialist
Builds
Accurate credit reporting and compliant recovery workflows
Domain
Financial services / Credit recovery
Required skills
Skip tracing, vendor coordination, credit reporting (Metro 2), regulatory compliance (FCRA, FDCPA), documentation accuracy, analytical skills, problem-solving, collaboration, organizational abilities, adaptability, performance metrics tracking
Preferred skills
Auto loan repossession experience, collections experience, recovery experience, loan servicing systems experience, general ledger accounting experience
Technologies
Loan servicing systems, general ledger accounting systems
Responsibilities
Conduct skip tracing and validate borrower information; coordinate with repossession vendors; maintain communication with internal stakeholders; ensure accurate reporting to credit bureaus adhering to Metro 2 standards; analyze trends in defaults and recoveries; resolve discrepancies in credit reporting and repossession activity; partner with legal, compliance, and operational departments; manage multiple tasks simultaneously while meeting compliance requirements
Seniority
Mid-level, hands-on IC