Pre-Approval Manager
Core
Liaison between internal and external clients overseeing the loan process from start to finish to aid borrowers in securing the best financial program.
Role type
Pre-Approval Manager
Builds
Mortgage loan approvals for Conventional, FHA, VA, USDA, 203k, Jumbo, and reverse mortgage products
Domain
Residential Mortgage Lending
Deliverable
client delivery
Required skills
Loan program analysis, credit documentation verification, financial underwriting, regulatory compliance (RESPA), math and analytics, communication
Preferred skills
Encompass LOS experience, prior underwriting experience
Technologies
Encompass LOS, DU, LP, Microsoft Outlook, Windows
Responsibilities
Communicate loan programs and costs to borrowers, review and audit income/assets/credit documentation, manage loan pipeline, ensure optimal loan structure based on financial circumstances, review files for missing documentation, pre-underwrite items like paystubs and credit reports, input feed for disclosures
Seniority
Mid-level, hands-on IC