Mortgage Community Lending Officer - Central Southeast Region
Core
Originate high-quality residential real estate loans and drive mortgage sales by engaging with community clients, diverse real estate agents, and affordable housing non-profit partners.
Role type
Entry-level Mortgage Community Lending Officer
Builds
Residential mortgage loans for home ownership
Domain
Consumer banking / Mortgage lending
Required skills
Residential mortgage sales, community loan products (LMI, lender paid assistance), FHA/VA & conventional loans, financial analysis, risk assessment, compliance with fair lending/RESPA, relationship development, customer service, independent work
Preferred skills
Established book of business, diverse realtor organization relationships, affordable lending nonprofit connections
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers on financial objectives and lending needs; collect and analyze customer financial data (income, assets, debts, credit); assess loan qualification and recommend lending solutions; promote Citi brand to referral sources; visit customers and key referral relationships (Realtors, builders); partner with Operations, Processors, and Closers to ensure timely loan closing; attend diverse realtor and nonprofit events; comply with consumer lending laws and regulations.
Seniority
Entry level, 3+ years experience