Mortgage Community Lending Officer - Central Southeast Region
Core
Drive mortgage sales and client relationships by engaging with community clients, real estate agents, and affordable housing non-profit partners to originate residential real estate loans.
Role type
Entry-level mortgage lending officer (sales)
Builds
Residential real estate loans for clients
Domain
Consumer banking / Mortgage lending
Required skills
Residential mortgage sales, community loan products (LMI, lender paid assistance), FHA/VA & conventional loans, financial analysis, risk assessment, compliance with consumer lending laws (fair lending, RESPA), relationship development, customer service
Preferred skills
Established book of business, diverse realtor organization relationships, ability to comprehend financial calculations
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial situation and lending needs; Collect and analyze customer financial information; Make recommendations on lending solutions; Promote Citi's brand to referral sources; Visit customers outside of offices; Partner with Operations and Processors to ensure timely loan closing; Attend diverse realtor and nonprofit events; Originate minimum of 3 loans per month with 50% CRA eligible or within minority tracts.
Seniority
Entry-level, hands-on IC