Community Mortgage Lending Officer (SAFE Act) - IL
Core
Drive mortgage sales and client relationships by consulting customers on financial objectives, analyzing credit history and assets, and recommending lending solutions to achieve home ownership goals.
Role type
Community Mortgage Lending Officer (Sales)
Builds
Residential mortgage loans (FHA/VA, conventional, LMI, lender-paid assistance) for individual clients
Domain
Consumer Banking / Mortgage Lending
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Residential mortgage origination, 3+ years mortgage sales experience, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), relationship management with realtors and nonprofits, loan closing coordination
Preferred skills
FHA/VA & conventional loan experience, knowledge of CRA eligible programs and minority tract lending
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult customers on financial situations and lending needs; collect and analyze financial data (income, assets, debts, credit); assess qualification for specific lending solutions; recommend and explain lending options; promote Citi brand to real estate agencies and builders; visit customers and referral sources outside offices; partner with Operations, Processors, and Closers for seamless loan transfer and timely closing; originate minimum 3 loans/month with 50% mix of CRA eligible or minority tract loans; attend diverse realtor and nonprofit events; register as a mortgage loan originator with NMLS
Seniority
Mid-level Sales IC