Credit Operations Analyst
Core
Conduct in-depth credit reviews, lead initiatives to improve credit decisioning at scale, and mitigate credit risk for Stripe's merchant portfolio.
Role type
Senior Credit Operations Analyst (Risk)
Builds
Credit review processes, risk mitigation strategies, and analytics-driven decisioning frameworks for high-value merchants.
Domain
Fintech / Payments / Commercial Credit
Required skills
Commercial credit analysis, risk management, credit modeling, SQL, data analytics, process improvement, cross-functional collaboration, strategic program leadership, complex account management, trend identification.
Preferred skills
Payments ecosystem experience, fintech credit experience, credit workflow design, analyst tooling design.
Responsibilities
Lead in-depth credit reviews on high-risk and strategic merchants throughout their life cycle; investigate and triage complex risk escalations; own critical operational processes for credit reviews and risk management; identify risk factors and trends to provide strategic recommendations; lead analytics initiatives to optimize credit strategies; drive process enhancements and system gap analysis; lead work streams related to credit decisioning accuracy.
Seniority
Senior, hands-on IC with strategic leadership