Senior Manager, Credit Risk
Core
Lead global second-line oversight of credit, FX, and counterparty risk to set guardrails for responsible growth across merchant acquiring, charge cards, FX, treasury, and banking-partner activities.
Role type
Senior Manager, Credit Risk (Second-Line Oversight)
Builds
Global risk framework, risk appetite, limits, governance, and portfolio oversight
Domain
Fintech / Global Payments / Financial Risk
Required skills
Credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, capital implications, FX risk, counterparty risk, exposure measurement, concentration risk, settlement risk, pre-funding, collateral management, regulatory examination, audit management, risk committee decision support, independent challenge of first-line decisions, communication with senior executives and regulators
Preferred skills
MBA or Master's in Finance/Economics/Risk Management, FRM/PRM/CFA certification, automated decisioning engines, credit scoring models, portfolio analytics, alternative data, IFRS 9, expected credit loss methodologies, stress testing, SQL, Python, regulated payments fintech experience, high-growth environment execution
Technologies
SQL, Python, automated decisioning engines, credit scoring models, portfolio analytics, alternative data
Responsibilities
Lead global second-line oversight of credit, FX, and counterparty risk; Own the global risk framework, risk appetite, limits, governance, and portfolio oversight; Oversee credit exposures and challenge underwriting strategies; Establish and monitor second-line controls for FX and counterparty exposures; Lead proactive monitoring of portfolio trends and early-warning indicators; Represent Credit Risk in regulatory examinations, audits, and banking-partner reviews
Seniority
Senior Manager, strategic oversight and governance