Lead Associate - Operations
Core
Evaluate and determine eligibility for residential mortgage (1-4 family) loan applications by analyzing financial data, verifying documentation, and assessing risk.
Role type
Mortgage underwriting associate
Builds
Loan eligibility decisions and risk assessments for residential mortgages
Domain
Banking and Financial Services / Mortgage Lending
Required skills
Mortgage underwriting knowledge, Agency automated underwriting systems proficiency, 4 C's analysis, income verification (Self/Rental/Wage), asset/liability analysis, credit assessment, collateral evaluation, property documentation review, appraisal analysis, fraud detection, regulatory compliance knowledge
Preferred skills
Independent decision-making, customer care, system utilization
Responsibilities
Review mortgage applications and documentation for accuracy and completeness, analyze credit, income, and assets to assess individual risk, review property documentation including title commitments and flood determinations, review and analyze appraisals for value and compliance, meet daily production, SLA, and quality requirements, assist other departments as needed
Seniority
Individual Contributor
